Ch. 13 Buyout Program
- Loans to 85% of the value of your home
- Interest Only programs
- Current payment history for one year
- Self-employment income okay
- 12 months bank statements can be used for income
Ch. 7 Home Ownership Plan
- 100% financing available for 600 credit scores
- One-day out of bankruptcy okay
- Up to 85% financing with a 540 credit score
- Work with a credit specialist
Debt Negotiation
- Negotiate your debt for less than what you owe
- Use the equity in your home as a lumpsum payoff
- Work with attorneys that get the best deals
- Pull equity BEFORE negotiation
- Quicker credit recovery
- Charge-offs, collections--no problem
Preparation for better financial health
- On-time payments to the bankruptcy trustee each month
- On-time payments to your mortgage(s)each month
- Keep complete records of all payments
- Consider certified mail for all payments
- Keep your credit report up to date
- After bankruptcy, re-establish credit
- Maintain good work history
- Call us. We can help.